ABSTRACT
The current area of consumers in the banking sector is increasingly narrowed down to telecommunications solutions with particular emphasis on online banking and various types of smartphone applications used for communication with their own bank. Developing in recent years has greatly contributed to the development of the “fintech” subsector. Technological finance is now an inseparable element of modern banking. Fintech enterprises dealing with innovations in the field of banking are very often co-operators of traditional banks, providing them with world-class telecommunications solutions as is the case in Poland.
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